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You constitute the receipt independently, own hand therefore you can penetrate into all terms of the contract of a loan деньги под расписку от частного лица. Pay attention to the amount, date of return, percent and penalties for untimely payment. You shouldn't agree to too high interest rates and, especially, penalties.
If that, and another is stated in the agreement, surely specify force majeur situations in case of which delay is possible
деньги под расписку от частного лица. You can delay payment even because of the creditor – if he went to a business trip or went to hospital. In these cases you won't shall pay a penalty if specify similar situations in the receipt.
The debenture – the official document which is accepted also in court. Correctly having arranged it, you will be able to secure yourself against the various "reefs деньги под расписку от частного лица" trapping as the person borrowing and the one who gives money.
Also we advise to read about features of the credit agreement and loan agreement between physical persons.